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What We Do



FCI provides financing to nonprofits, cooperatives and, in rare circumstances, for-profit businesses for community-based, mission-focused projects addressing the root causes of racial disparities and socioeconomic inequities. Our loans contribute to a stronger, more equitable Wisconsin by supporting high-impact projects and programs that expand affordable housing, economic development and human services. Placing a high value on the social impact of an organization or project, FCI makes loans that could not be made by traditional lenders.


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Favorable, flexible terms for long-term benefits

  • We offer loans up to $1 million or more through loan participations.

  • We finance construction, real estate acquisition, facility renovations, predevelopment costs, equipment and working capital.

  • Flexible terms that include:

    • Financing up to 95% of total project costs

    • Amortization periods as long as 30+ years

    • Below-market interest rates set for the life of the credit facility.

  • Other opportunities for flexibility show up in our ability to make subordinate loans, bridge loans for capital campaigns and lines of credit.


Local and place-making

  • We are local, serving all of Wisconsin, either directly or through our various long-term partners. Being local means that we operate with a high degree of curiosity and collaboration. Our local perspective and relationship informs our work and helps us make solid, informed decisions

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