Social Impact

In deciding who to make loans to we are interested in your financial wherewithall; however, unlike traditional lenders, we also consider the social impact of your organization and project. In making our decision we will take into consideration:

Social Impact Criteria

Mission
Organizations we fund primarily serve low- to moderate-income individuals and/or households.

Economic Impact
We are interested in the number of quality, family-sustaining jobs created or retained by your project.

Affordability
We evaluate projects based on lower-cost and affordability Housing: At least 50% of the units must be affordable to low--to moderate-income individuals and/or households.

Community Support
We are interested in supporting programs and projects that have substantial community support.

Community Demographics
We give consideration to the demographics of the community and how the project will add value to those demographics.

Momentum
We evaluate projects based on their potential to stimulate additional positive change.

Green and Environmentally-Friendly
We like projects that take advantage of green development and we especially like it when these strategies decrease costs for those populations directly served by the project.

Local
Because we are interested in the economic impact of a project, we appreciate projects that use local labor and vendors

Minority-Owned Businesses
We are interested in projects and organizations that utilize and support minority owned businesses.